VIP Mortgage Group Loan - Application Checklist
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The following documents are required to insure that your loan commitment is delivered in a timely manner:
- PAYCHECK STUBS - most recent 30 Days
- FEDERAL INCOME TAX RETURNS - Last two (2) years 1040's
- W-2's Last two (2) years
- BANK STATEMENTS 401k Mutual Funds, Etc - Last three (3) months- Checking and Savings
- IRA's, 401K, Mutual Funds, Etc. - Most recent statement
- LANDLORD-If presently renting, landlord name, address and telephone
- HOME OWNERS INSURANCE INFORMATION - Name of Agent and Phone No.
- CHECK FOR APPRAISAL and CREDIT REPORT
- BORROWERS-Certificate of Eligibility and DD-214 Discharge paper
- Copy of Valid Drivers License or State ID
When Refinancing (in addition to items above) - FHA BORROWERS-Copy of HUD-1, mortgage & note from previous closing
- CURRENT MORTGAGE STATEMENT
- Current tax bill
If applicable... - DIVORCE DECREE-Full copy including settlement agreement
- BANKRUPTCY-Complete schedules and discharge papers
VIP Mortgage Group, Inc.
1530 N. Randall Road, Suite 202
Elgin, IL 60123
Phone: 866-778-6800 or 847-622-6800
www.vipmortgagegroup.com
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