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Conventional Mortgages

In short Conventional loans are: 

  • More Flexible

  • Low Down Payments

  • Non Backed

  • Variety of Property Types Allowed

  • Streamlined Refinance and Assumable Loans

  • Low Down Payments as Small as 3%

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A conventional loan means a homebuyer’s mortgage is not backed or insured by a government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA). Buyers can use a conventional mortgage to purchase a one- to four-unit home, a condominium, modular or manufactured home as a primary, secondary or investment property.

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