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Conventional Mortgages
In short Conventional loans are:
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More Flexible
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Low Down Payments
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Non Backed
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Variety of Property Types Allowed
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Streamlined Refinance and Assumable Loans
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Low Down Payments as Small as 3%
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A conventional loan means a homebuyer’s mortgage is not backed or insured by a government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA). Buyers can use a conventional mortgage to purchase a one- to four-unit home, a condominium, modular or manufactured home as a primary, secondary or investment property.
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