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Florida USDA Home Loans

Your local Florida mortgage lenders for rural property USDA loans.  This is a great loan option for borrowers with rural properties – allow up to 100% Financing

Options.  How USDA loans work: 

  • Meet income- USDA eligibility

  • Agree to personally occupy the dwelling as their primary residence

  • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien

  • Have the legal capacity to incur the loan obligation

  • Have not been suspended or debarred from participation in federal programs

  • Demonstrate the willingness to meet credit obligations in a timely manner

  • Purchase a property that meets all program criteria

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Image by Tomasz Filipek

USDA HOME LOANS - 100% Financing Rural Florida Properties

USDA Loans are home loans guaranteed by the US Department of Agriculture (USDA). These loans help to provide affordable financing options for rural Florida properties. This program is intended to help low to moderately low income families in rural areas.  If you and your property qualify then eligible borrowers may purchase, build, rehab or relocate a home in an eligible area.  The USDA loan program provides a 90% loan note guarantee to approved lenders which enables borrowers to finance up to 100% of their loan.  


 USDA guaranteed mortgage loans in Florida give borrowers the ability to purchase homes in Florida with no down payment and easier qualifying.  USDA home loans also come with better interest rates. 

USDA Borrower Guidelines: 

* 100% financing 
* 620 Min FICO Score
* Terms: Up to 30 Years
* Low interest rate
* Gift funds can be used at closing

Talk to a Mortgage Expert
in Central Florida

VIP Mortgage Group is a Florida mortgage service provider located in Orlando, dedicated to providing home buyers and borrowers with simple, fast and easy financing solutions for your home purchase or refinance. We offer Florida home loans at competitive rates with the highest level of expertise, honesty and integrity.

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