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Secure Your Dream Home: Unlock Up to $35,000 with Florida's Hometown Heroes Program!

Are you dreaming of owning a home in Florida? The Florida Hometown Heroes Down Payment Assistance Program is here to make that dream a reality! Available starting July 1st, this program offers incredible benefits for eligible homebuyers. Read on to discover how you can take advantage of this opportunity and secure your dream home.

What is the Florida Hometown Heroes Program?

The Florida Hometown Heroes Down Payment Assistance Program is designed to help first-time homebuyers in Florida overcome financial barriers and achieve homeownership. With $100 million set aside for this program, it’s a fantastic opportunity for eligible buyers to get the financial assistance they need.

Key Benefits of the Program

  • 0% Non-Amortizing 30-Year REPAYABLE Second Mortgage

  • 5% in Down Payment Assistance Now Up to $35,000 (minimum of $10,000)

These features can significantly reduce the upfront costs associated with buying a home, making it more affordable and accessible.

Eligibility Requirements

To qualify for the Hometown Heroes Program, applicants must meet the following criteria:

  • First-Time Homebuyers Only: This includes individuals who haven’t owned a home for three years before purchasing a new residence (except if VA).

  • No Qualifying Profession Requirements: This program is open to a wide range of buyers.

  • Minimum FICO Score of 640

  • Income Limits Based on County

  • Employer Must Have a Physical Florida Location

  • Must Work 35 Hours a Week

Why Act Now?

The real estate market is ever-changing, and acting quickly can make a significant difference. Here’s why you should consider applying now:

  1. High Down Payment Requirements: With up to $35,000 in down payment assistance, you can significantly reduce your upfront costs.

  2. Tight Budgeting and Financial Strain: The 0% non-amortizing second mortgage helps you manage your finances better, making homeownership more affordable.

  3. Uncertain Market Conditions: Right now, the competition for homes is lower, giving you a unique chance to secure the house you really want without the usual bidding wars.

  4. Missed Opportunities: The $100 million fund for this program will go fast. Historically, these funds don’t last long, so it’s crucial to act quickly and secure your spot.

Start the Process Now!

At VIP Mortgage Group, we can begin your application process immediately. Starting July 1st, we can reserve the funds for your purchase, ensuring you are ahead of the curve and well-positioned to secure your new home.

How to Get Started

  1. Call Us Now: Reach out to our team at 888-4VIP-RATE for immediate assistance.

  2. Email Us: Contact us via email at

  3. Apply or Book a Call: Visit to start your application or schedule a consultation.

Spread the Word

Do you know any family, friends, or co-workers who are looking to buy a home? Share this information with them! This program could be the perfect opportunity for them as well.

At VIP Mortgage Group, we are dedicated to helping you achieve your homeownership dreams with ease and confidence. Don’t miss out on this limited-time opportunity. Act now and let us guide you every step of the way.

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